MAEAP Farm Bureau Insurance Discount

Michigan farmers are good caretakers of the land, water and natural resources around them. A program called the Michigan Agriculture Environmental Assurance Program (MAEAP) helps them to take proactive steps toward assessing their farm operation for potential environmental risks.

This comprehensive, voluntary, proactive program is designed to reduce farmers’ legal and environmental risks through a three-phase process:

  1. education;
  2. farm-specific risk assessment and practice implementation; and
  3. on-farm verification that ensures the farmer has implemented environmentally sound practices.

The program’s four systems — Farmstead, Cropping, Livestock, and the newly developed Forest, Wetlands and Habitat System — each examine different aspects of the farm.

Farm Bureau Insurance supports farmers working through the program and achieving verification by offering a discount to the liability portion of their Farmowners Policy.

MAEAP Discounts
  • Complete an environmental risk assessment and receive a 10% discount.
  • Complete one system of MAEAP (Farmstead, Cropping, Livestock, Forest, Wetlands, and Habitat) and receive a 15% discount
  • By completing verification in two or more MAEAP systems, you are eligible for a 20% discount

Documentation for completion of a risk assessment includes a note from the Conservation District technician confirming a risk assessment was performed. A letter from the Michigan Department of Agriculture and Rural Development stating completion of MAEAP verification is needed for the farmer to be eligible for the verified discounts.

Learn more at

For more information about MAEAP and the discount, contact the Michigan Farm Bureau Ag Ecology Department at 517-679-5337.

MAEAP FB Insurance Discount One-Pager 2019